THE SHORT ANSWER

Tide has the lower estimated formation total (£14.99). Choose Tide for formation + banking together; choose 1st Formations for formation + accounting subscription.

Tide compared with 1st Formations
FeatureTide1st Formations
Headline price£14.99 · One-off · Companies House fee included£39.99 · Excl. VAT · accounting subscription required
Estimated formation total£14.99 · £14.99 including the £100 Companies House fee£47.99 · £39.99 + VAT; £100 fee paid by provider
Companies House feeIncludedFee paid by provider
Business accountIncluded · £0 monthly planOptional bank referral
Address privacyRegistered office service not priced in this offerIncluded
AccountingAccounting not part of this offer£646.80 first year · Required by this offer: first month free, then 11 × £49 + VAT
RewardUp to £200 · conditions applyNo referral reward advertised
Best forFormation + banking togetherFormation + accounting subscription

Tide: what you get

  • UK limited company registration
  • Business account with no monthly fee
  • Digital company documents
  • Check shareholder eligibility before applying
  • Free PAYE registration
Check Tide Full review

1st Formations: what you get

  • UK limited company registration
  • £100 Companies House fee paid by provider
  • Identity verification and personal code
  • Address services and Xero included
  • First accounting month free
  • Then 11 payments of £49 + VAT/month
  • Rolling monthly thereafter; UK residents only
Check 1st Formations Full review

Provider-source check dates are shown on the offer cards. Tide is our featured commission partner; commission influences placement but not the facts shown. Provider terms at checkout take priority.

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