THE SHORT ANSWER

Tide has the lower estimated formation total (£14.99). Choose Tide for formation + banking together; choose ANNA Money for banking + optional admin.

Tide compared with ANNA Money
FeatureTideANNA Money
Headline price£14.99 · One-off · Companies House fee included£19 · From · £19 + VAT (£22.80) · account required
Estimated formation total£14.99 · £14.99 including the £100 Companies House fee£22.80 · £19 + VAT; account must be opened within 10 days
Companies House feeIncludedIncluded
Business accountIncluded · £0 monthly planIncluded · £0 Starter plan
Address privacyRegistered office service not priced in this offerAddress services priced separately by ANNA
AccountingAccounting not part of this offerOptional paid ANNA plans
RewardUp to £200 · conditions applyNo referral reward advertised
Best forFormation + banking togetherBanking + optional admin

Tide: what you get

  • UK limited company registration
  • Business account with no monthly fee
  • Digital company documents
  • Check shareholder eligibility before applying
  • Free PAYE registration

ANNA Money: what you get

  • UK limited company registration
  • Starter account with no monthly fee
  • Identity verification included
  • 24/7 UK-based human support
  • Open ANNA account within 10 days or £100 fee applies

Provider-source check dates are shown on the offer cards. Tide is our featured commission partner; commission influences placement but not the facts shown. Provider terms at checkout take priority.

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